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Thanks for your interest in opening an account with us! Please pick from the following options below:
Thanks for your interest in opening an account with us! Please pick from the following options below:
Thanks for your interest in opening an account with us. Simply stop by your nearest neighborhood store and we'll get you set up. If you have questions, give us a call toll-free at 1-866-4UMPQUA (1-866-486-7782).
Get $50 for signing up!
Apply for your Visa® Signature Rewards card before April 30 and receive 5,000 bonus points the first time you use your card. Redeem the bonus points for a $50 statement credit—or another reward that strikes your fancy.
Simply apply in-store at your nearest neighborhood store or by calling 1-866-4UMPQUA (1-866-486 7782). (Sorry, this offer is not available when you apply online.)
Offer Terms and Conditions
Cardmember will receive a bonus of 2,500 points upon first purchase, which is in addition to the standard 2,500 points awarded upon first purchase, for a total of 5,000 initial points. To qualify for the bonus, the first purchase must be made within 90 days of account opening, account must be opened between 3/1/09 and 4/30/09, and account must be open and in good standing (not overlimit or past due) at the time the bonus is to be awarded. Cardmembers can redeem points online (through the Rewards Center) or by calling Cardmember Service at 1-888-229-8864. The creditor, issuer and service provider is Elan Financial Services. Offer subject to credit approval; see card Terms & Conditions.
Get $50 for signing up!
Apply for your Visa® Platinum Business Rewards card before April 30 and receive 5,000 bonus points the first time you use your card. Redeem the bonus points for a $50 statement credit—or another reward that strikes your fancy.
Simply apply in-store at your nearest neighborhood store or by calling 1-866-4UMPQUA (1-866-486 7782). (Sorry, this offer is not available when you apply online.)
Offer Terms and Conditions
Cardmember will receive a bonus of 2,500 points upon first purchase, which is in addition to the standard 2,500 points awarded upon first purchase, for a total of 5,000 initial points. To qualify for the bonus, the first purchase must be made within 90 days of account opening, account must be opened between 3/1/09 and 4/30/09, and account must be open and in good standing (not overlimit or past due) at the time the bonus is to be awarded. Cardmembers can redeem points online (through the Rewards Center) or by calling Cardmember Service at 1-888-229-8864. The creditor, issuer and service provider is Elan Financial Services. Offer subject to credit approval; see card Terms & Conditions.
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Best if you:
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Have extra funds & would like to earn interest on your account balance.
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Seek a low risk but flexible investment that can respond to the rate environment.
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Want to earn a higher interest rate and can maintain a $2,500 monthly balance.
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Minimum to open:
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$100
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$5,000
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$2,500
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Earns interest:
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Yes
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Yes, with interest-rate bump option
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Yes. Higher balance = better rates
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Monthly service charge:
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$3. Waived with $200 minimum daily balance.
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N/A
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$10. Waived with $2,500 minimum daily balance.
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Online banking:
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Free
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Free
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Free
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Extras:
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- Free combined statements
- Tie to a checking account for Instant Overdraft Protection
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- Add to your investment any time with $1,000 deposits 1
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Free combined statements
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Umpqua Debit Card:
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Free
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N/A
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Free
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Umpqua Debit Rewards:
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Free
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N/A
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Free
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Transactions:
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Limited to six (6) debit items per statement period. $2 service charge per debit item applies, if these limits are exceeded. Exception: ATM and in store withdrawals are unlimited.
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N/A
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Limited to six (6) debit items per statement period. $2 service charge per debit item applies, if these limits are exceeded. Exception: ATM and in store withdrawals are unlimited.
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The fine print:
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1 Click "Rate details" for interest rate and Annual Percentage Yield (APY) information for your zip code location. Rates for other locations may vary. Rates shown are effective as of 11/05/2009, and are subject to change daily without notice. Interest compounds quarterly. Fees may reduce earnings.
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A penalty may be imposed for early withdrawal.
1 Interest rate may be increased once after three months during original six-month term or renewal term and once after six months during original 12-, 18-, 24-, or 36-month term or renewal term, to posted rates available at that time.
2 Click "Rate details" for interest rate and Annual Percentage Yield (APY) information for your zip code location. Rates for other locations may be different. Rates shown are effective as of 11/12/2009, and are subject to change at any time and are not guaranteed until the CD is opened. Interest rate and corresponding APY are fixed at the time the account is opened, and remain in effect during the account term (unless the rate bump option is chosen). APY assumes quarterly compounding of interest. Fees may reduce earnings.
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1 Click "Rate details" for interest rate and Annual Percentage Yield (APY) information for your zip code location. Rates for other locations may be different. The interest rate is indexed to the monthly average 90-day Treasury Bill Rate in effect during the month prior to each statement cycle.
Interest compounds monthly. Rates shown are effective as of 11/05/2009, and are subject to change the first day of each month, based upon changes to the Treasury Bill Rate (Index). Each tier shown reflects the daily minimum collected balance required to obtain the applicable APY. Fees may reduce earnings.
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Rate details:
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details
business savings rates
Please enter a zip code to see rates in your neighborhood.
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details
advantage CD rates
Please enter a zip code to see rates in your neighborhood.
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details
T-Series money market rates
Please enter a zip code to see rates in your neighborhood.
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Other possible fees:
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details
other fees
Click on the "+" icons below to see fee details.
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Please enter a zip code to see fees for your neighborhood.
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details
other fees
Click on the "+" icons below to see fee details.
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Please enter a zip code to see fees for your neighborhood.
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details
other fees
Click on the "+" icons below to see fee details.
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Please enter a zip code to see fees for your neighborhood.
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