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advantage CD

Open an account by:
Best if you:
Seek a low-risk but flexible investment that can respond to the rate environment.
Minimum to open:
$5,000
Earns interest:
Yes, with interest-rate bump option
Monthly service charge:
N/A
Online banking:
Yes
Extras:
  • Add to your investment any time with $1,000 deposits 1
Umpqua Debit Card:
N/A
Transactions:
N/A
Set-up fee:
N/A
Processing fee:
N/A
The fine print:
A penalty may be imposed for early withdrawal.
1 Interest rate may be increased once after three months during original six-month term or renewal term and once after six months during original 12-, 18-, 24-, or 36-month term or renewal term, to posted rates available at that time.
2 Click on "Rate details" for interest rate and Annual Percentage Yield (APY) information for your zip code location.  Rates for other locations may be different.  Rates shown are effective as of 06/03/2013, and are subject to change at any time and are not guaranteed until the CD is opened.  Interest rate and corresponding APY are fixed at the time the account is opened, and remain in effect during the account term (unless the rate bump option is chosen).  APY assumes quarterly compounding of interest.  Fees may reduce earnings. 
Rate details:
details
Other possible fees:
details