Details					Cost
Bounce Guard You have it!	Automatic coverage*	X	X			No setup charge. You are only charged a fee if you use the service. $35 per overdraft; $7 additional per business day if overdrawn for 4 business days in a row.
Debit Card Overdraft Protection Sign Up	Optional coverage. When added to Bounce Guard, all types of overdrafts are covered*.			X	X	No setup charge. You are only charged a fee if you use the service. $35 per overdraft; $7 additional per business day if overdrawn for 4 business days in a row.
Overdraft Transfer Protection Sign Up	Optional coverage that allows you to link your account to another Umpqua savings or checking account, or a line of credit, that will be used to cover overdrafts*. Transfers occur in $100 increments.	X	X	X	X	No setup charge.** $10 per transfer.

*We pay overdrafts based on our standard overdraft policy. We do not guarantee that we will always pay any type of overdraft transaction. Customer may waive automated paid overdraft services.

**There is no set up charge for Overdraft Transfer Protection. However, set up fees may apply to open a line of credit.