Commercial Banking > Treasury Management > Commercial Cards
Visa Commercial Preferred Solution
One commercial card does it all
Simplify financial management. Ease cash flow concerns. Earn rewards you can reinvest into your business or redeem anytime for business or personal use. One card does it all — plus, you’ll save time when you consolidate all your banking with Umpqua Bank. Our trusted commercial experts get to know you to help you achieve your short- and long-term goals.
Unlock your business potential
Our Visa Commercial Preferred Solution supports your business growth by providing flexible funding for essential purchases and reliable access to extra working capital.
- Optimize liquidity to meet short-term commitments and invest in growth opportunities
- Manage expenses with scheduled payments
- Access funds for daily operations
- Maximize business growth and scaling
- Protect your money with robust fraud protections and limit financial risk
Simplified card management
Consolidate all your card needs into one convenient solution. Our online eZBusiness portal lets you seamlessly manage your account and track spending with real-time notifications.
- Issue virtual cards as needed with custom spending limits and approvals
- Set up autopay and never miss a payment
- Track your budget with detailed transaction reports
- View rewards balances with the flexibility to designate multiple authorized redeemers
Earn unlimited rewards and redeem them as you go
You’ll earn unlimited rewards points on all business spending. Reinvest your points as dollars back into your business or redeem them anytime for business or personal travel and more. Your points won’t expire.1
- Earn 50,000 Bonus Points upon account activation
- Earn 60,000 Bonus Points for $30,000 spend within first 30 days of account opening
- Enjoy access to Visa Travel & Emergency Services
- Includes one Delta or United annual club membership and one TSA pre-check.2
Statement credit & Redeem2Erase™ for transaction credit3
T&E Packages, including airfare, hotels, rental cars, and event tickets
Merchandise
Gift cards
Open your card today
1 Card must be active and in good standing.
2 The managing cardholder receives an automatic statement credit annually. Only one Annual Club Membership and one TSA Pre-Check will be credited between January 1 and December 31, even if the managing cardholder is switched during the year.
3 Redeem2Erase allows an authorized redeemer to erase a merchant transaction by picking a date and transaction then redeeming points to receive a credit for that transaction. Initial payment is required prior to the due date and the Redeem2Erase credit will post within 1-2 statement cycles.
