Personal Banking 

 

The right fit for your life, family and financial needs

Our lineup of personal checking accounts offers an accessible, full-service choice for every stage of life, from starting your first job to planning for retirement — and all the life that happens in between. Plus, each one offers convenient online and mobile banking, and robust digital tools.

See our digital tools

 

Choose from one of four unique checking account options

Open your account online today or visit us at any branch and we’ll help you select an Umpqua checking account that fits. 

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Umpqua Embark Checking

Umpqua Access Checking

Umpqua Attain Checking

Umpqua Foundation Checking

Access to a dedicated Go-To Banker
ATM owner fee rebates

Up to $10 per month when maintaining average monthly balance of $2,500

Up to 4 rebates per month

Up to $25 per month

No

Complimentary Savings Account

1
Grow Savings with monthly transfer

3
Grow Savings or Thrive Money Market

5
Grow Savings or Thrive Money Market

Interest
Complimentary Cashier's Checks
Complimentary Incoming Wire Transfers

One incoming domestic or foreign wire transfer refund per monthly cycle

No International Processing Fees
Open an account
  

Save time with a range of digital tools, including: 

Credit card


Personalized debit card controls, including transaction limits and types

Mobile check deposit


Mobile check deposit

Online bill pay


Online bill pay

Financial Tools


Financial Tools to help you budget, track spending and pay down debt

Customized alerts


Customized alerts for added security

Go-To Chat


Access to our Go-To live chat

Get Today’s Rates

Want to get more out of Umpqua Personal Banking?

Explore some of the other ways Umpqua can help you turn your financial goals into reality.

Cell phone

 

Online & Mobile Banking

 

We’ve made it simple to manage your money on your schedule.

Piggy bank

 

Personal Savings

 

Open an account so your money can grow with you.

Credit card

 

Credit Cards

 

Get a card that builds your credit and gives perks at the same time.