Umpqua Access Checking Account Details


Monthly pricing options:

  • $5
  • $0 with 10 or more posted debit card purchases/payments per month
  • $0 with one direct deposit of $500 or more per month
  • $0 with one mobile deposit of $250 or more per month


Requirements must be met three business days before the end of the deposit statement period. Transactions must post to the account in order to qualify. Debit card purchases include PIN, Signature, Online, Phone and Mobile Wallet purchases. Debit card payments include one-time and recurring payments of bills made with debit card. This does not include transactions at an ATM. All other fees apply.


Statement Options:


ATM rebates:
Receive up to four ATM-Owner fee rebates per month. Rebates will be credited same day.


Complimentary Grow Savings or Thrive Money Market accounts:
Receive up to three Grow Savings accounts or Thrive Money Market accounts with no monthly maintenance charge when linked to your Umpqua Access Checking.


Additional documents: