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Embark Checking
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OFTEN VISITED

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OFTEN VISITED

Commercial Real Estate Division
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WEALTH MANAGEMENT SERVICES

Our Unique Approach
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Routing Number: 123205054
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Foundation Checking Account Details

Monthly pricing options:

$3 monthly maintenance fee
$3 monthly maintenance fee waived if primary account holder is under 18
All other fees apply.

Statement Options:

$0 with paperless statement enrollment

ATM rebates:
Foundation Checking does not offer ATM rebates.

Complimentary Grow Savings account
Foundation Checking does not offer complimentary accounts.

Additional documents:

Personal Rules and Regulations
Other possible fees

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(866) 486-7782
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Routing Number: 123205054

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Member FDIC. Equal Housing Lender. SBA Preferred Lender. NMLS #401867.

Embark Checking:

Monthly maintenance fee options:

No monthly maintenance fee
All other fees apply.

Statement Options:

$25 minimum to open.
$3 monthly statement fee waived if primary owner is age 62 or older, or with paperless enrollment.

ATM rebates:
Receive up to $10 per month in ATM-Owner fee rebates when maintaining an average monthly account balance of $2,500. Rebates will be credited to your Embark Checking account at statement cycle. The average monthly balance is calculated by adding each day's closing balance during the statement cycle and dividing by the number of days in that statement period.

Complimentary Grow Savings account
Receive a Grow Savings account with no monthly maintenance charge when you complete a monthly transfer from your Embark Checking to your Grow Savings. Qualifying transfers can be made via online/mobile banking, telephone banking or scheduled as an automatic transfer.

Access Checking:

Monthly maintenance fee options:

$5 (or avoid a monthly fee with any one of the following)
$0 with 10 or more posted debit card purchases/payments per month
$0 with one direct deposit of $500 or more per month
$0 with one mobile deposit of $250 or more per month

Requirements must be met three business days before the end of the deposit statement period. Transactions must post to the account in order to qualify. Debit card purchases include PIN, Signature, Online, Phone and Mobile Wallet purchases. Debit card payments include one-time and recurring payments of bills made with debit card. This does not include transactions at an ATM. All other fees apply.

Statement Options:

$3 per month for paper statements
$3 monthly statement fee waived with paperless enrollment

ATM rebates:
Receive up to four ATM-Owner fee rebates per month. Rebates will be credited same day.

Complimentary Grow Savings or Thrive Money Market accounts:
Receive up to three Grow Savings accounts or Thrive Money Market accounts with no monthly maintenance charge when linked to your Umpqua Access Checking.

Attain Checking:

Monthly maintenance fee options:

$20 (or avoid a monthly fee with any one of the following)
$0 monthly fee with a $15,000 minimum daily balance
$0 monthly fee with a $25,000 combined deposit and outstanding loan balance in eligible accounts

Balance requirements are calculated three business days before the end of the deposit statement period. The combined balance is calculated by adding the current balance of all eligible accounts. Eligible accounts for the combined balance option include personal checking, savings, certificates of deposit, money markets, IRAs and outstanding personal loans. Excludes mortgages and credit cards. All other fees apply.

Statement options:

Free

ATM rebates:
Receive up to $25 per month in ATM-Owner fee rebates. Rebates will be credited on the same day.

Complimentary Grow Savings or Thrive Money Market accounts:
Receive up to five Grow Savings accounts or Thrive Money Market accounts with no monthly maintenance charge when linked to your Attain Checking.

Complimentary Umpqua checks:

Receive wallet Umpqua checks at no cost when ordered through Harland Clarke.

Foundation Checking:

Monthly maintenance fee options:

$3 monthly maintenance fee
$3 monthly maintenance fee waived if primary account holder is under 18
All other fees apply.

Statement Options:

$0 with paperless statement enrollment

ATM rebates:
Foundation Checking does not offer ATM rebates.

Military Benefit
Umpqua Bank is a proud partner of the Veterans Benefits Banking Program. Our Foundation Checking has no monthly maintenance fee for active-duty service members, veterans, their beneficiaries and their caregivers.

Complimentary Grow Savings account:
Foundation Checking does not offer complimentary accounts.

Pinnacle Checking:

Monthly maintenance fee options:

$20 (or avoid a monthly fee with either of the following)
$0 monthly fee with a $25,000 minimum daily balance
$0 monthly fee with a $50,000 combined deposit and outstanding loan balance in eligible accounts

Combined deposit and outstanding loan balances in eligible accounts. Balance requirements are calculated three business days before the end of the deposit statement cycle. The combined balance is calculated by adding the current balance of all eligible accounts. Eligible accounts for the combined balance option include personal Umpqua Bank checking, savings, certificates of deposit, money markets, and IRAs at Umpqua Bank, and outstanding Umpqua Bank personal loans, but excludes Umpqua Bank mortgages and credit cards.

Higher online transaction limits available for services including bank-to-bank transfers, Zelle, and mobile deposit. Please refer to help text within the online platform directly or contact online customer service for assistance with online transactions limits.

Statement Options:

Free

ATM rebates:
Receive up to $25 per month in ATM-Owner fee rebates. Rebates will be credited on the same day.

Complimentary Grow Savings account
Receive wallet Umpqua checks at no cost when ordered through Harland Clarke.

Additional documents:

Personal Rules and Regulations
Other possible fees