PERSONAL BANKING SERVICES

Checking
Savings
Loans & Lines of Credit
Online & Mobile Banking
Home Loans
Credit Cards

OFTEN VISITED

Embark Checking
Grow Savings
Home Equity Line of Credit
Personal Loans
Auto Loans

Open an Embark Checking Account

BUSINESS BANKING SERVICES

Checking
Savings
Loans & Lines of Credit
Credit Cards
Online & Mobile Banking
Cash Management

See all Business Banking

OFTEN VISITED

Community Business Checking
Community Business Savings
SBA Loans
Real Estate Loans
Term Loans

Cash Management for your business

COMMERCIAL BANKING SERVICES

International Banking
Real Estate
Equipment Financing
Corporate Lending
Online & Mobile Banking
Treasury Management

See all Commercial Banking

OFTEN VISITED

Commercial Real Estate Division
Multifamily Real Estate
Home Builder
Foreign Exchange
Commercial Cards

Connect with a banker

WEALTH MANAGEMENT SERVICES

Our Unique Approach
Columbia Healthcare Banking
Columbia Private Bank
Columbia Wealth Advisors
Trust and Investment Services

See all Wealth Management

ABOUT UMPQUA

Insights
Our Impact
Help Center
Newsroom
Investor Relations
Careers

See all About Us

OFTEN VISITED

Online Banking Login Help
Enroll in Online Banking
Mortgage Online Banking
Routing Number: 123205054
Community Partnerships

Person sitting at their place of business

Foundation Checking Account Details

Monthly pricing options:

$3 monthly maintenance fee
$3 monthly maintenance fee waived if primary account holder is under 18
All other fees apply.

Statement Options:

$0 with paperless statement enrollment

ATM rebates:
Foundation Checking does not offer ATM rebates.

Complimentary Grow Savings account
Foundation Checking does not offer complimentary accounts.

Additional documents:

Personal Rules and Regulations
Other possible fees

Company

About Us
Newsroom
Investor Relations
Our Impact
Careers
Blog

Support

Contact Us
Help Center
Order Checks
PrePaid Cards
Lost/Stolen Card
Enroll in Online Banking

Social

Facebook
LinkedIn
YouTube
Twitter

Legal

Accessibility
Security
Privacy
CA Privacy Notice at Collection
FDIC

(866) 486-7782
Mon-Fri, 7 a.m.-6 p.m. (PT)
Sat-Sun, 8 a.m.-5 p.m. (PT)
Branch Locations
Routing Number: 123205054

Manage my cookie preferences | Your privacy choices

Member FDIC. Equal Housing Lender. SBA Preferred Lender. NMLS #401867.

Embark Checking:

Monthly maintenance fee options:

No monthly maintenance fee
All other fees apply.

Statement Options:

$25 minimum to open.
$3 monthly statement fee waived if primary owner is age 62 or older, or with paperless enrollment.

ATM rebates:
Receive up to $10 per month in ATM-Owner fee rebates when maintaining an average monthly account balance of $2,500. Rebates will be credited to your Embark Checking account at statement cycle. The average monthly balance is calculated by adding each day's closing balance during the statement cycle and dividing by the number of days in that statement period.

Complimentary Grow Savings account
Receive a Grow Savings account with no monthly maintenance charge when you complete a monthly transfer from your Embark Checking to your Grow Savings. Qualifying transfers can be made via online/mobile banking, telephone banking or scheduled as an automatic transfer.

Access Checking:

Monthly maintenance fee options:

$5
$0 with 10 or more posted debit card purchases/payments per month
$0 with one direct deposit of $500 or more per month
$0 with one mobile deposit of $250 or more per month

Requirements must be met three business days before the end of the deposit statement period. Transactions must post to the account in order to qualify. Debit card purchases include PIN, Signature, Online, Phone and Mobile Wallet purchases. Debit card payments include one-time and recurring payments of bills made with debit card. This does not include transactions at an ATM. All other fees apply.

Statement Options:

$3 per month for paper statements
$3 monthly statement fee waived with paperless enrollment

ATM rebates:
Receive up to four ATM-Owner fee rebates per month. Rebates will be credited same day.

Complimentary Grow Savings or Thrive Money Market accounts:
Receive up to three Grow Savings accounts or Thrive Money Market accounts with no monthly maintenance charge when linked to your Umpqua Access Checking.

Attain Checking:

Monthly maintenance fee options:

$20 (or avoid a monthly fee with the following)
$0 monthly fee with a $15,000 minimum daily balance
$0 monthly fee with a $25,000 combined deposit and outstanding loan balance in eligible accounts

Balance requirements are calculated three business days before the end of the deposit statement period. The combined balance is calculated by adding the current balance of all eligible accounts. Eligible accounts for the combined balance option include personal checking, savings, certificates of deposit, money markets, IRAs and outstanding personal loans. Excludes mortgages and credit cards. All other fees apply.

Statement options:

Free

ATM rebates:
Receive up to $25 per month in ATM-Owner fee rebates. Rebates will be credited on the same day.

Complimentary Grow Savings or Thrive Money Market accounts:
Receive up to five Grow Savings accounts or Thrive Money Market accounts with no monthly maintenance charge when linked to your Attain Checking.

Complimentary Umpqua checks:

Receive wallet Umpqua checks at no cost when ordered through Harland Clarke.

Foundation Checking:

Monthly maintenance fee options:

$3 monthly maintenance fee
$3 monthly maintenance fee waived if primary account holder is under 18
All other fees apply.

Statement Options:

$0 with paperless statement enrollment

ATM rebates:
Foundation Checking does not offer ATM rebates.

Complimentary Grow Savings account:
Foundation Checking does not offer complimentary accounts.

Additional documents:

Personal Rules and Regulations
Other possible fees