Direct Lending Officer

Andy Cooper

 
About Andy
NMLS# 487434

Andy is your dedicated direct lending officer at Umpqua Bank, specializing in a wide range of mortgage products, including Conventional, Jumbo, FHA, VA, USDA, and first-time homebuyer loans. With over 18 years of industry experience and dual degrees, an MBA and MS in Finance, Andy offers a level of expertise that goes beyond the typical loan process. He takes the time to understand your full financial picture, providing customized solutions that fit your unique goals. Whether you’re buying a new home or refinancing, Andy’s personalized approach ensures that you make the best financial decisions every step of the way.

What sets Andy apart is his commitment to being your lender for life. His clients are more than just transactions they’re relationships. Andy is dedicated to building trust and delivering results that last long after the deal is done. If you’re looking for a lender who will be there through every home purchase, refinance, or investment property, Andy is your go-to resource.

 

Andy’s passion for service doesn’t stop with his clients. He’s deeply involved in the Spokane community, volunteering regularly with the Make-A-Wish Foundation and supporting local causes. His mission is to serve not only as a mortgage expert but as a trusted partner in your financial journey.

When you’re ready to take the next step in your home financing, reach out to Andy for a consultation. Let his expertise and personal commitment guide you to the right solution because finding the perfect home starts with finding the perfect lender.

What it’s like to work with Andy
Andy Cooper was very quick to answer my questions thoroughly which I really appreciated. The process was quick and I always felt like I was informed about each stage of the process.
Christa C.
Andy went over and beyond for us and made the process so much easier than I had expected. He answered all my questions and was quick to respond. We will be referring friends and family to Andy.
Jayme K. and Tyson B.
Andy is always helpful whenever I call him. He was instrumental in helping us with the refinancing of our home loan.
William and Jacqueline B.

Get started on your loan process

Start an Application

mobile title

desktop title

You’ve already applied for the loan and now you want to check on its status.

Smiling family outside new home