Personal loans terms & conditions
Annual Percentage Rate (APR) shown is effective as of 08/03/2023 and is subject to change without notice. Higher rates will apply based on the terms of the loan and applicant's credit score. Advertised APR includes a 0.50% automatic payment discount from an Umpqua Bank account. Payment example: A $10,000 loan for a 4-year term at 12.03% APR would be repayable in 48 monthly payments of $263.50.
All loans are subject to credit approval and program guidelines.
Minimum monthly payment of principal and interest amortized for term of loan.
