Umpqua Bank

personal checking

All Umpqua checking accounts include:

  • Unlimited check writing
  • eAlerts
  • Direct deposit

Join us! You can open an account:

  • Online by clicking "Open Online"
  • Over the phone at 1-866-4UMPQUA
  • At your nearest store

interest
(for zip code )
monthly
service charge		 paperless statements opening deposit key perks
prosper
interest checking Open Online
yes

prosper interest checking rate details

for zip code
Balance Variable interest rate APY
The interest rate and Annual Percentage Yield (APY) information for your zip code location. Rates for other locations may be different. Rates shown are effective as of 05/20/2013. Each tier shown reflects the daily minimum collected balance required to obtain the applicable APY. APY based on monthly compounding of interest. The interest rate is variable and may change at any time after account opening. Fees may reduce earnings.
close
$20
how to waive
Enjoy Prosper Interest Checking with no monthly service charge when you have an average balance of at least $10,000 in your checking account, or a combined balance of at least $25,000 in eligible Umpqua Bank accounts linked to your checking account.
close
optional $200
  • Up to $20 in ATM fee refunds per month
  • $500 Umpqua Mortgage benefit
  • Notary
thrive
interest checking Open Online
yes

thrive interest checking rate details

for zip code
Earn our premium rate when you make 15 debit card purchases a month and maintain paperless statements.
Balance Variable interest rate APY
The interest rate and Annual Percentage Yield (APY) information for your zip code location. Rates for other locations may be different. Rates shown are effective as of 05/20/2013. Each tier shown reflects the daily minimum collected balance required to obtain the applicable APY. APY based on monthly compounding of interest. The interest rate is variable and may change at any time after account opening. Fees may reduce earnings.
close
$15
how to waive
Enjoy Thrive Interest Checking with no monthly service charge when you have an average balance of at least $2,500 in your checking account, or a combined balance of at least $10,000 in eligible Umpqua Bank accounts linked to your checking account.
close
required to receive premium interest rate and ATM fee refunds $200
  • Up to $15 in ATM fee refunds per month
  • $300 Umpqua Mortgage benefit
  • Notary
gain
interest checking Open Online
yes

gain interest checking rate details

for zip code
Balance Variable interest rate APY
The interest rate and Annual Percentage Yield (APY) information for your zip code location. Rates for other locations may be different. Rates shown are effective as of  05/20/2013. Each tier shown reflects the daily minimum collected balance required to obtain the applicable APY. APY based on monthly compounding of interest. The interest rate is variable and may change at any time after account opening. Fees may reduce earnings.
close
$10
how to waive
Enjoy Gain Interest Checking with no monthly service charge when you have an average balance of at least $1,500 in your checking account, or a combined balance of at least $5,000 in eligible Umpqua Bank accounts linked to your checking account.
close
optional $200
  • Up to $10 in ATM fee refunds per month
  • $200 Umpqua Mortgage benefit
  • Notary
grow
checking Open Online
no $6
how to waive
Enjoy Grow Checking with no monthly service charge when you have an average balance of at least $500 in your checking account, or a combined balance of at least $1,500 in eligible Umpqua Bank accounts linked to your checking account.
close
optional $100
  • Up to $6 in ATM fee refunds per month
  • $100 Umpqua Mortgage benefit
  • Notary
emerge
eChecking Open Online
no none required $25
  • Checking with no minimum balance
venture
62+ checking How to Open
If you're age 62 or better and would like Venture Checking, come into your neighborhood store or call us at 1-866-4UMPQUA and we'll get things started. Thanks!
no none optional $100
  • Offered to customers age 62 and up
  • Checking with no minimum balance
  • 1 box of Umpqua checks per year